(a) the extent of trust in the way, in the which the electronic record has been initiated, saved, or dissiminated; (b) the extent of trust in the way in which, the electronic record has been signed; (c) the extent of trust in the way, which is used to preserve the soundness of the information, included in the electronic record; (d) any other matters, as may have a relation to the soundness of the electronic record . Chapter V Electronic Instruments Negotiable electronic instrument 11. An electronic instrument shall be negotiable, where conditions of the negotiable instrument apply to it, in accordance with the Central Bank of Sudan Act. Cogency of the electronic satisfaction 12.(1) Electronic satisfaction , by any of the following means of electronic payment, shall have cogency against all . (2) Means of electronic payment shall be : (a) electronic cheque; (b) electronic payment card; (c) any other means of payment to be approved by orders of the Central Bank of Sudan. Obligations of financial institutions 13. Every financial institution, which practices electronic transmission of money, in accordance with the provisions of this Act, shall abide by all the laws, relating to banking business, and such procedure and safeguards issued by the Central Bank of Sudan.