guidelines to be established. The fund will be
chaired by the a person to be determined by the
Cabinet Secretary for ICT with membership of a
representative of the Kenya Sovereign Fund,
the Kenya Private Sector Alliance, the CEOs of
the three largest private sector pension funds
at any one time, and four other members with
ICT expertise as the Cabinet Secretary for ICT
may from time to time determine.
Financial Technology The Government
will:
1. Facilitate and support the development and
adoption of new and innovative financial
technology services so as to drive financial
inclusion
2. Encourage financial technology service
providers to share infrastructure and
networks in transparent fair and nondiscriminatory ways
3. Through the Ministry of ICT, in
collaboration with the Central Bank of
Kenya, develop a financial technology
interoperability
policy
that
fosters
competition
4. Promote innovation in financial technology
services
5. Ensure that financial technology services
infrastructure sharing is efficient, costeffective for the consumer, protects the
public interest and guarantees high security
and quality of service
In the domain of mobile money, the
Government will:
1. Provide an open and level playing field for
mobile money service providers
2. Provide for the protection of intermediaries
offering mobile money transfer services
3. Require interoperability between operators
and service providers offering mobile
financial services, taking into account
differing commercial and technical models
4. Facilitate dialogue between operators and
financial service providers, ensuring that
mobile money transfer services bring value
to the customer, make commercial sense
and are available at the right time, and that
regulatory risks are minimised.

Ministry of ICT, Kenya

5. Put in place measures and mechanisms to
address the risk of money laundering and
terrorist financing in mobile money services
6. Encourage relevant government agencies to
develop legislation and regulations that
embrace local innovation and allow a new
class of mobile financial service providers to
sustainability provide digital payments and
transfer services.

6.2.3 Things
The nature and manner of design, creation,
production, acquisition, distribution, use and
disposal of material goods is changing
dramatically. The advent of the asset-light
sharing economy will evolve our role as
consumers of physical artefacts and products of
technology.
In the technology design and creation
space the emergence of open source hardware
designs has changed who has access to the
designs of and can make complex technological
products. It is now possible for Kenyans to
manufacture from the ground up such things as
computers, printers or even cars. Open-source
hardware and software creates products
driven by capitalism rather than monopolies it
provides a powerful and lucrative opportunity
for companies and individuals to learn from
each other. It is our policy to encourage the
local design, development, manufacture and
global distribution of high-value technological
artefacts.
It is the governments aim to grow and
develop:
Broadband
Penetration:
Grow
broadband penetration and universal access
though promoting availability of smart devices.
Device Manufacture: Support the
development of a comprehensive Kenyan
supply chain for the local manufacture,
assembly and global distribution of smart
devices and complex technological artefacts
Capacity: Develop and nurture local
capacity for computing and communication
device and infrastructure manufacture,
building on and contributing to open source
hardware designs and local and licensed
proprietary
designs.
Encourage
the
development of Kenyan professionals in
related fields such as system architecture,
design and engineering able to design and
manufacture products and use the emerging
technologies effectively.

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November-2019

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