PSD Project 2: e-Payment Systems
Purpose: To simplify business transactions in Rwanda
Description:
This project aims to put in place e-payment mechanism to support online transactions thereby
fostering e-Commerce. E-Commerce, the online buying and selling of goods and services, is a
missing component of the Rwandan business environment, which is mostly cash-based. Key
prerequisites for e-Commerce including the electronic transaction and signature law, copyright
and intellectual property rights law, an e-Payment policy and mobile payments currently exist in
Rwanda and have laid a foundation for e-Commerce. However, the lack of adequate
infrastructure; wariness of business and consumers to conduct business electronically; security
concerns and lack of awareness hinder the adoption and usage of electronic payments. This
project also aims to address these challenges.
Activities:
1. Develop and implement cash electronification mechanism
2. Harmonize regulations with regional and international operators to facilitate mobile money
banking
3. Develop implementation matrix to accelerate the deployment of mobile money access points
across the country
4. Build capacity of mobile banking resellers
5. Establish incentives to stimulate e-Payments usage
6. Conduct financial literacy campaigns
Expected Outcome:
1. Improved efficiency in business transactions
2. Increased ICT usage and penetration
3. Reduced transaction costs
4. Increased financial access and inclusion
5. Foster entrepreneurship and innovation
Outcome Indicators:
1. 50% of all GoR transactions conducted online by 2013
2. Reduction of cash in circulation
3. Reach of financial literacy
PSD Project 3: Tourism Portal
Purpose: To simplify access to tourism information and facilitate online transactions thereby
improving Rwanda’s tourism experience
Description:
RDB and Rwanda Tour and Travel Association (RTTA) currently have online presence and host
tourism players such as hotels, restaurants, tour companies etc. However, online transactions are
still non-existent. Transactional websites are key and central to the tourism sector and overall
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